Love them. Protect them. In seconds.

Our AI processes most claims in under 60 seconds. Simply snap a photo of your vet receipt in our app, and our system automatically verifies coverage, calculates your reimbursement, and initiates payment to your bank account. No forms, no waiting weeks.

We cover all dog and cat breeds with no upper age limit. Puppies and kittens can be enrolled as early as 8 weeks old. Pre-existing conditions have a 12-month waiting period, but everything else is covered from day one.

Yes! Pet Haven works with any licensed veterinarian in the United States, including specialists and emergency clinics. You're never restricted to a network. Go wherever your pet gets the best care.

You choose your reimbursement level when you sign up: 70%, 80%, or 90%. Higher reimbursement means slightly higher premiums, but you get more money back on every claim. Most pet parents choose 80% or 90%.

Yes, you select an annual deductible when enrolling: $250, $500, or $1,000. Once you hit your deductible for the year, we reimburse at your chosen percentage for all remaining claims. Lower deductibles mean higher monthly premiums.

We don't cover pre-existing conditions (until after 12 months), cosmetic procedures, breeding costs, or preventable conditions if you skipped recommended care. Wellness items like food, grooming, and training aren't covered unless you add our optional wellness plan.

Absolutely. There are no cancellation fees or long-term contracts. You can cancel anytime from your account settings. If you cancel mid-month, we'll prorate your refund for unused days.

Pricing depends on your pet's breed, age, location, and the coverage options you choose. Most pet parents pay between $35-$75/month. Get a personalized quote in 30 seconds—no email required until you're ready to enroll.

Yes! We offer a 10% multi-pet discount when you insure 2 or more pets. Each pet gets their own policy with their own deductible and coverage limits, but you manage everything in one app.